If you need to reclaim your mis sold ppi from the insurance company or from the bank that sold such kind of insurance premiums to you, then you will need to hire a good insurance premium reclaim company to do this task for you.
One needs to reclaim their PPI insurance premiums if they have already paid for all the loans that they had insured. This means that if you have repaid all the loans that you had borrowed, then there is no danger that you would have defaulted. Since you have not defaulted in the repayment of the loans, then all the money that you had paid as PPI can now be refunded to you. It simply means that you have to apply to have this money paid back to you in the form of PPI refunds.
Well, most people are not aware that they need to have the money refunded to them. This has been a point of contention in the UK market whereby most of the banks and other financial institutions have had to hold back the money instead of refunding it to the people who have already repaid all their loans. This should also be the case for the people who had taken insurance coverage for their mortgages and their credit cards. If you are not a defaulter, then you deserve to have the money refunded to you.
There are great insurance companies that can help you to reclaim all the money that you have paid as PPI. There are also other specific companies that are specialized in the processing of insurance refund claims. These companies do all this through the commissions that they earn from this work. You will need to ensure that you have hired the most appropriate of the PPI refund companies for the best results. You can find these companies at missoldppicompany.org.uk website.